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Term vs permanent insurance calculator

Compare buying term insurance and investing the difference with a permanent policy, using your own quotes.

Prepared for

The figures filled in are samples only. Replace them with the premiums and values from your own quotes and illustrations.

About you
Term policy (from your quote)
Permanent policy (from your illustration)
Cash surrender values (from your illustration)

Enter the guaranteed (or illustrated) cash surrender value at the end of the policy years you have. Leave others blank.

Investing the difference

Comparison
YearAgeTerm premiumPermanent premiumInvested differenceCash surrender valueTerm + fund coveragePermanent coverage

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