Calculators
Free tools to help you think through your protection and savings needs.
Use these calculators to get a quick estimate, then print or save your results as a PDF to bring to a meeting. Your information stays on this device and is not sent anywhere.
Know your risk
See your likelihood of becoming disabled, critically ill, or dying before age 65.
Open calculator: Know your riskLife insurance needs
Estimate how much life insurance your family may need.
Open calculator: Life insurance needsCritical illness insurance needs
Estimate how much critical illness insurance you may need.
Open calculator: Critical illness insurance needsDisability insurance needs
Estimate how much monthly disability coverage you may need.
Open calculator: Disability insurance needsFuture value
See how regular contributions could grow over time.
Open calculator: Future valueRESP savings
Project a child's education savings, including government grants.
Open calculator: RESP savingsRRIF minimum withdrawals
See your required minimum RRIF withdrawals year by year.
Open calculator: RRIF minimum withdrawalsWhen should you start your CPP?
Compare starting your CPP retirement pension at any age from 60 to 70 and see your break-even age.
Open calculator: When should you start your CPP?RRSP vs TFSA
Compare an RRSP and a TFSA, including your RRSP tax refund.
Open calculator: RRSP vs TFSARetirement income gap
See whether your savings, pensions, CPP and OAS will cover the retirement income you want.
Open calculator: Retirement income gapFHSA first home savings
See how a First Home Savings Account could grow and how much tax it could save.
Open calculator: FHSA first home savingsTerm vs permanent insurance
Compare buying term and investing the difference with a permanent policy, using your own quotes.
Open calculator: Term vs permanent insuranceOAS clawback
Estimate how much of your Old Age Security pension you may have to repay.
Open calculator: OAS clawbackRRSP vs mortgage
Should you contribute to your RRSP or prepay your mortgage? Compare both.
Open calculator: RRSP vs mortgageMarket recovery
See how long it could take your investments to recover after a market drop.
Open calculator: Market recovery
Let's Get Started
Contact us today via phone or email if you'd like to meet, discuss your financial needs and goals, and learn more about the services we offer.